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A children’s account provides your child with a nest egg, in which the parent can put money in and save for their children’s future. It is also a way of teaching your child about saving, the benefits of it and why it is important especially for their future, meanwhile introducing them to the world of finance.
We at pension calculator have looked at all the Children’s Accounts provided by banks and building societies and rated the top five for you from independent unbiased information; and have chosen the accounts with the highest interest rates.
This means the most amount of cash that your investment will accumulate for your child’s future:
| Top 5 Childrens Savings accounts August 2011 | ||||
| Bank | Account | Notes | Links | |
| Family Investments Child Trust Funds | Stakeholder Child Trust fund account | Winner of Investment Life & Pensions Moneyfacts award | Info | |
| Foresters Friendly Society Child Tax Exempt Savings Plan | Foresters Friendly TESPs | Guaranteed cash lump sum for your child. | Info | |
| Shephards Friendly Young Saver | Children’s Savings | Tax-exempt lump sum, increase or reduce | Info | |
| Scottish Friendly | Child Trust Fund | No capital gains or income tax | Info | |
| Virgin money Childrens Pensions | Children’s savings | Low charges and guarenteed standards | Info | |
Banks and building societies are constantly changing their terms and conditions. It is extremely important that you take a look at all the small print before making your decision. Although the are the best accounts available, you may find that an account with a lower interest rate would be more suitable for you due to their account guidlines.
