Dear Ms Atkinson

The good news is that this will not affect your state pension. This will continue to be paid as before. If you receive Pension Credit (unlikely I feel) then this element will reduce or disappear by virtue of your additional earning.

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Compare Over 50s Plans

If you want to make sure that your affairs are in order when you die, having an Over 50 Plan in place could mean that the burden of funeral costs, bills, and other debts left behind will be taken care off. It's basically an Insurance scheme you put in place to protect those around you from potential financial obligations when you pass on.